PayGyft is designed to delight customers with unique features by offering Cashback on every purchase. Customers prefer merchants who offer Cashback and shop with them often, we go one step ahead and enable withdrawal of Cash Back directly to Customer Bank Accounts.


PayGyft enables a quick, easy way to pay with a smartphone to enjoy Cashback at the best places in town!


It is a virtual prepaid account in which customers can load money & make payments via the Internet or mobile!


PayGyft is a free shopping app that helps you save on all your purchases. Earn real cash back every time you shop online or In-store. Pay with PayGyft Wallet or Pay at the outlet or use PayGyft Prepaid Card to earn guaranteed cashback and transfer your cashback to a bank account or donate to charity from the app.


Users can get cash back from 3.50+ million merchant online and in-store outlets. Earn Guaranteed Cashback, Shopping Vouchers, and Deals on every transaction.


  • Entirely FREE to join - Yes, it's free to join PayGyft and free to use.

  • No Annual Fee - We do not charge any joining fee or annual fee, unlike other sites, there is no hidden charges whatsoever for our members.

  • Highest Cashback Guaranteed - We offer the highest cashback in the industry.

  • Excellent Customer Service - All of our support tickets are personally responded to by one of our support team – no robots or generic responses!

  • No receipts needed - No uploading receipts! When you use Pay with PayGyft, you’ll pay for your purchases right from the PayGyft app at checkout.