• SCAN & PAY - Pay from PayGyft wallet to earn cashback instantly. Cashless payment through the Mobile app at Physical Stores

    • Step 1 - Tap on “Scan & Pay or Pay”

    • Step 2 - Key in the amount & your PIN

    • Step 3 - Pay from PayGyft Wallet

Go cashless and earn up to 50%* Cashback at Participating Merchant outlets!

  • PAY AT STORE - Use Pay at Store option with PayGyft to earn cashback once the merchant has settled the amount. Pay by Cash/Card at Store (CAS) at Physical Stores

    • Step 1 - Tap on “Pay@store

    • Step 2 - Key in the amount

    • Step 3 - Request authentication OTP from the merchant

Pay over the counter and earn up to 50%* Cashback at Participating Merchant outlets.

  • PAYGYFT PREPAID CARD - Use PayGyft Prepaid Card to earn cashback from non-participating merchant outlets. (Online & Physical Stores)

    • Step 1 - Apply for Prepaid Card

    • Step 2 - Swipe and shop at any store

    • Step 3 - Enter the Card PIN

Go cashless and earn up to 5%* Cashback at Non-Participating Merchant outlets.


It’s quick, easy, and secure.